Get the Basics

What you get with TIAA


Investing made simple

  • Open an account in five minutes
  • Access to ETFs, Stocks, Mutual Funds, Bonds, CDs
  • Fund your account electronically with funds available for trading as soon as next day

No cost on many ETFs

  • No cost or minimum to open an account
  • No maintenance fees
  • Free ETF trading for more than 160 funds
  • Buy stocks or exchange traded funds (ETFs) online for $7.95 per trade.1  Pay even less, just $5.95, when you work with a Wealth Management Advisor.

Access to financial pros and powerful tools

  • Our experienced professionals can help you clarify your goals and learn about investing.
  • Research and screening tools to help you find investments.
Get the basics

TIAA Brokerage accounts give you a lot of choices.

Make all your own decisions, ask us for help, or let us manage it for you. It's your call.
a brokerage account can contain CDs, stocks, mutual funds, bonds and exchange traded funds
Check out the mutual fund families and No-Transaction Fee Exchange-Traded funds you can invest in with your TIAA Brokerage account.

Get the Basics

An investment account beyond retirement savings

Step One Open a brokerage account online, by phone or in person at one of our local offices.
Step Two Fund your account by electronic transfer, personal check, wire transfer, pension payment(s) or transfer from another firm.
Step Three Invest on your own, or with assistance from us, and manage your investments at
Step Four Take money out when you need it for emergencies or other expenses.
TIAA Options

Our brokerage accounts give you flexibility and convenience—pick an option that works for you.


Build your own portfolio

Access to the tools and resources our professionals use to find investments such as stocks, bonds, ETFs and mutual funds.

Let a professional manage it for you

We can manage your portfolio for you based on your personal needs and goals.2
Managed Accounts
Take Action

Open a TIAA Brokerage account

A TIAA Brokerage account is an option for anyone—whether you have your retirement plan with us or not.

Open an account online

Get started today and open a brokerage account. It takes just a few steps.

Give us a call

We’re here to help.
Weekdays, 8 a.m.-7 p.m. (ET)


Schedule a call

Tell us when to call you.

Discover more


Fund your brokerage account

Fund your brokerage account by electronic transfer, wire, check, brokerage account transfer or stock certificates.

Individual Advisory Services

Get personalized advice and education for every stage of your financial life.

Research and analysis tools

Access real-time equity quotes, detailed company reports and investment expertise of our asset management team.

Which IRA is for you?

Have five minutes?  Just answer a few questions and our IRA Decision Support Tool will suggest options that work with your retirement goals.
1 There is no account fee to own a TIAA brokerage account; however, brokerage transaction fees may apply. In addition, investors are subject to the underlying funds’ portfolio management fees and expenses.
2 TIAA-CREF managed account services provide discretionary investment management services for a fee. Certain securities may not be suitable for all investors. TIAA-CREF managed account services are offered through TIAA-CREF Advice and Planning Services and TIAA-CREF Individual & Institutional Services, LLC , a registered investment adviser and broker-dealer, and the Private Asset Management offered by TIAA, FSB, a federal savings bank.
3 Diversification is a technique to help reduce risk. It is not guaranteed to protect against loss.
4 As with all mutual funds, the principal value of a Lifecycle fund or Target Date fund isn’t guaranteed at any time and will fluctuate with market changes. The target date approximates when investors may plan to start making withdrawals. However, you are not required to withdraw the funds at that target date. After the target date has been reached, some of your money may be merged into a fund with a more stable asset allocation. Lifecycle funds and Target Date funds share the risks associated with the types of securities held by each of the underlying funds in which they invest. In addition to the fees and expenses associated with the Lifecycle funds and Target Date funds, there is exposure to the fees and expenses associated with the underlying mutual funds. Be sure to reassess goals regularly and if your situation has changed, you may want to choose another Lifecycle fund or Target Date fund that more closely matches your new risk profile.
TIAA Brokerage, a division of TIAA-CREF Individual & Institutional Services, LLC, Member FINRA and SIPC , distributes securities. Brokerage accounts are carried by Pershing, LLC, a subsidiary of The Bank of New York Mellon Corporation, Member FINRA, NYSE, SIPC.
Advisory services are provided by Advice & Planning Services, a division of TIAA-CREF Individual & Institutional Services, LLC, a registered investment adviser.
This material is for informational or educational purposes only and does not constitute investment advice under ERISA. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances.